Planning Tools
See what your mortgage could look like
Estimate your monthly payment
Use our calculator to explore different loan amounts, interest rates, and terms. This gives you a realistic picture of what monthly payments might look like for your situation. Enter your numbers below and adjust them to see how changes affect your payment. This is an estimate only and not a loan offer.
Calculator results are estimates provided for illustrative purposes only and may not reflect actual loan terms. This is not a commitment to lend, a preapproval, or an offer of credit. Actual rates, payments, and costs depend on credit approval, satisfactory appraisal, and underwriting guidelines. Consult a licensed loan officer for details.
Understanding your mortgage starts with knowing what you can afford. Our calculator helps you think through the numbers before you apply. You can adjust the loan amount, term length, and down payment to see different scenarios. This helps you arrive at our office with a clear sense of what works for your budget.
Mortgage payments include principal and interest, but there are other costs to consider too. Property taxes, homeowners insurance, and potentially mortgage insurance all factor into your total monthly housing cost. Our team can walk you through all of these when you're ready to discuss your specific situation.
Take your time exploring different scenarios. The calculator is here to help you think through what makes sense for you and your family. When you're ready to move forward, we're here to answer your questions and guide you through the next steps.
How to use the calculator
This tool works best when you have a clear idea of the home price you're considering and how much you might put down. Follow these three steps to get started.
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Enter your home price
Start with the purchase price of the home you're interested in. This is the number you'll base everything else on.
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Choose your down payment
Enter how much you plan to put down upfront. This affects both your loan amount and your monthly payment.
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Adjust the loan term
Select the number of years for your loan. Shorter terms mean higher monthly payments but less interest paid over time.
Stories from homeowners we've helped
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They walked us through every step and closed a week ahead of schedule. We never once wondered where things stood.
Dana & Chris M. Tempe, AZ -
I had been turned down elsewhere. Jordan found a program that fit and got it done without any drama.
Renee T. Chandler, AZ -
Straight answers about rates and costs, in writing, on day one. That is rarer than it should be.
Alex P. Mesa, AZ